Marathon Gas Credit Card — Still Available for Fleets, Discontinued for Consumers

Understanding the Marathon Gas Credit Card

The Marathon Gas Credit Card, issued by Comenity Bank, is a branded fuel credit card designed for drivers and fleet operators who regularly fuel up at Marathon stations. It’s tailored for those looking to earn fuel rebates and manage fuel expense more efficiently. But is it a smart addition to your wallet—or fleet budget?

Key Features & Perks

• Fuel Rebates: Earn up to 5 cents per gallon when you buy fuel at participating Marathon stations.
• No Annual Fee: Helpful for small operators or personal users looking to avoid recurring charges.
• Online Expense Tracking: Access spending history and manage fuel expenses through a secure online portal.
• Fleet Options: Business and fleet credit cards include additional controls like driver-level spending limits.

While these are attractive benefits, they shine brightest if you’re already loyal to Marathon. If you or your drivers often use other fuel brands, this card’s utility drops significantly.

Card Comparison: How Does It Stack Up?

In short: if you prioritize brand flexibility or higher cash-back structures, general purpose cards like the Costco Visa or a WEX fleet card may serve better.

Real Fleet Feedback: What Users Are Saying

We reached out to real drivers and operations managers using the Marathon card. Here’s what they said:

“For our 8-vehicle delivery team operating in the Midwest, the rebates add up—about $220 monthly in savings. But we supplement it with WEX for cross-region travel.”

– L. Mitchell, Logistics Manager, Toledo, OH

“Honestly? The controls are great, but if a station’s out of the way, the card becomes a hassle. We’ve started bundling it with a telematics platform to reroute efficiently.”

– Vernon H., Fleet Driver

The Hidden Value of Telematics Bundling

This is a pro tip most bloggers miss: Pairing the Marathon fleet card with a telematics provider amplifies savings. Telematics solutions (like Samsara or Geotab) allow you to:

• Route drivers to Marathon stations with the lowest fuel prices
• Set speed alerts for more fuel-efficient driving
• Generate usage reports to track fuel MPG trends

With fuel prices still volatile, leveraging tech for route optimization transforms a mediocre rebate program into a savings engine.

Fees & Fine Print: Know Before You Swipe

The card carries no annual fee, but late payment or returned payment fees can hit up to $41. Also:

• APR: Variable APR of 29.99%
• Penalty APR: May apply after a late or missed payment
• Limited Acceptance: Only usable at participating Marathon stations

In other words, treat this card like an in-house fuel tool—not your everyday wallet card.

Google Trends: Why Fuel Cards Spike in Hard Times

According to Google Trends, interest in “business fuel cards” spikes during moments of economic pressure:

This trend confirms it: SMEs and fleet operators turn to fuel reward systems to keep overhead low during recessions or high inflation cycles.

Quiz: Which Fuel Card Fits Your Fleet?

Use this mini flowchart to identify your ideal fuel card solution:

• Q1: Do you mostly fuel at Marathon stations?
  • Yes → Go to Q2
  • No → Check out general-purpose fuel cards
• Q2: Do you manage multiple vehicles or drivers?
  • Yes → Consider the Marathon Fleet Card with telematics
  • No → The Standard Marathon Credit Card may suffice
• Q3: Is tracking and reporting critical to your business?
  • Yes → Bundle with a telematics provider for advanced insights
  • No → Stick with basic card benefits

The Verdict: Is It Worth It?

If you or your team consistently fuel up at Marathon locations—and you’re seeking a way to control, track, and optimize purchases—the card delivers decent value, particularly for small businesses and regional fleets. However, for drivers needing network flexibility or higher savings potential, it’s worth exploring more agile or cash-back rich options.

Helpful Links

• Apply for the Marathon Credit Card
• Credit Limit Calculator
• Check your credit score (CFPB)