How the Maurices Credit Card Can Stretch Your Wardrobe Budget

Published July 19, 2025 | By matt

What is the Maurices Credit Card?

The Maurices Credit Card is a store-branded credit card issued by Comenity Bank, designed to reward loyal Maurices shoppers with exclusive benefits. Unlike traditional credit cards, it’s usable only at Maurices locations and Maurices.com—but if you’re a frequent customer, there’s real value to unlock.

Here’s what it offers at a glance:

15% off your first purchase after opening an account
Exclusive access to cardmember-only sales and events
Special birthday savings
Earn points on every Maurices purchase

Meet Emily: How A Budget-Conscious Teacher Uses the Card

Emily teaches 3rd grade in Indiana. Between planning lessons and managing a tight budget, she shops at Maurices for affordable, professional clothes. She opens the Maurices Credit Card to save on a seasonal wardrobe refresh and is surprised how quickly the rewards add up.

Over one year, Emily:

Buys $75/month at Maurices (≈$900/year)
Receives an average of 3 promotional emails per month with exclusive cardholder offers
Uses her birthday coupon every July to treat herself guilt-free

“It felt like getting a loyalty hug,” she says. “I already shop here — now I’m just earning for what I was going to buy anyway.”

How Rewards Work

Maurices offers a Maurices Rewards loyalty program accessible to all shoppers, but cardholders enjoy an accelerated version of it. Here’s how the loyalty loop plays out:

Loyalty Loop Diagram

Spend: Make a purchase using your Maurices Credit Card
Earn: Accrue points — 1 point per $1 spent
Redeem: Every 100 points = $5 reward coupon
Repeat: Use reward coupons to stretch your next purchase

How to Apply (With Screenshots)

The application process for the Maurices Credit Card is refreshingly simple. You can apply:

Online at maurices.com
In-store with assistance from a sales associate

You’ll need:

Your Social Security number
Income information
Government-issued ID

Screenshot of Maurices Credit Card application form

Making Payments: What You Should Know

Once you’re approved, you’ll manage your card and make payments through the Comenity Bank portal.

Set up online account access here
Enable autopay to avoid missed payments

How It Compares: Maurices vs Other Store Cards

Feature	Maurices Credit Card	Old Navy Card	Kohl’s Card
Rewards Rate	1 pt / $1	5 pts / $1 (Gap Inc. brands)	5% off every day offers
Annual Fee	$0	$0	$0
Usable Outside Store?	No	Yes (Visa version)	No
Birthday Perks	Yes	Yes	Yes

Should You Get This Card?

Not everyone will benefit. Here’s a handy checklist to help you decide.

Yes — If You:

Shop at Maurices at least monthly
Want to take advantage of member-exclusive offers
Pay off your balance in full each month
Enjoy stacking rewards & coupons

Probably Not — If You:

Rarely shop at Maurices
Tend to carry a balance (interest rate as of this writing is 29.99% APR)
Prefer cards usable at multiple stores

The Fine Print: Terms to Know

APR: Variable, currently 29.99% — avoid interest by paying in full
Late Fee: Up to $41
Minimum Payment: Either $27 or your full balance, whichever is less

Always review the full credit agreement on Comenity Bank’s site before applying.

Final Thoughts

If Maurices is already part of your lifestyle, their credit card can be a savvy companion—unlocking discounts, speeding up rewards, and fueling that fresh outfit feeling a little more often. Just be sure you manage it responsibly, as with any credit product.