Credit Card Limit Calculator

Use this tool to estimate a recommended credit limit based on your financial information. Fill in the fields below:

• Monthly Income: Enter your total monthly earnings before expenses.
• Monthly Debt Payments: Provide the total amount you pay toward debts each month.
• Current Credit Limit: Include the total credit limit of your existing credit cards.
• Desired Utilization Rate: Input your target credit utilization rate (e.g., 30%).

Click "Calculate" to see the recommended credit limit that aligns with your financial goals.

Monthly Income ($): Monthly Debt Payments ($): Current Credit Limit ($): Desired Utilization Rate (%): Calculate