Your Guide to the American Kennel Club (AKC) Visa Card
The American Kennel Club (AKC) Visa Card is a rewards card created for dog lovers who want to earn perks while supporting AKC’s mission to improve canine health and welfare. Issued by Comenity Bank, this card helps you earn points for everyday purchases and AKC-related expenses. If you’re a proud pet parent or an AKC enthusiast, here’s everything you need to know about this card.
Top Benefits of the AKC Visa Card
- Earn Points Quickly:
- Get 3 points per $1 spent on AKC purchases like registrations, shop items, and services.
- Earns 2 points per $1 at gas stations and grocery stores.
- Get 1 point per $1 on all other purchases.
- Welcome Bonus: Enjoy a 2,500-point bonus after making your first purchase.
- Support Dogs Everywhere: Every purchase you make contributes to AKC programs supporting canine health and rescue efforts.
- Redeem Your Way: Use points for AKC services, gift cards, merchandise, or statement credits.
- No Annual Fee: This card has no yearly cost, making it easy to keep in your wallet.
Who Should Consider This Card?
This card is perfect for:
- Dog Owners: Especially those who regularly purchase AKC products or participate in AKC events.
- Animal Advocates: If you care about supporting canine health and rescue programs, this card gives back.
- Everyday Shoppers: With rewards on gas and groceries, it’s useful for common expenses.
How to Earn and Use Your Points
- Earning Points:
- 3 points per $1 on AKC purchases.
- 2 points for each $1 on gas and groceries.
- 1 point per $1 on everything else.
- Redeeming Points:
- Points can be redeemed for AKC services, gift cards, merchandise, or statement credits.
- No cap on how points earned.
- Expiration:
- Your points will expire if your account remains inactive for 5 years.
Comparison with Other Pet-Friendly Cards
Feature | AKC Visa Card | Petco Pay Credit Card | CareCredit |
---|---|---|---|
Rewards Rate | 3X at AKC, 2X gas/groceries | 8% back at Petco, 2% elsewhere | No rewards program |
Annual Fee | $0 | $0 | $0 |
Welcome Bonus | 2,500 points | $30 in rewards at Petco | N/A |
Special Financing | No | Yes (Petco purchases only) | Yes (medical/veterinary bills) |
Best For | AKC shoppers and supporters | Frequent Petco shoppers | Large pet medical expenses |
What Makes This Card Great
Pros:
- Earn 3X points on AKC purchases and 2X on everyday essentials.
- No annual fee.
- Supports canine health and welfare programs.
- Easy-to-redeem rewards for AKC services and more.
Cons:
- Limited rewards value outside AKC-related purchases.
- High interest rates if balances aren’t paid off monthly.
- Points redemption is tied to specific categories.
Common Questions About the AKC Visa Card
How do I apply?
- You can apply online through the AKC Visa website. Simply fill out the application with your personal and financial information.
What credit score do I need?
- A credit score of 670 or higher (good credit) will improve your chances of approval.
Can I use this card outside AKC?
- Yes, it works anywhere Visa is accepted. You’ll earn 1X point for those purchases.
Do points expire?
- Points expire after 5 years of inactivity on your account.
Is there a spending cap on rewards?
- No, there’s no cap on the points you can earn.
Tips to Get the Most Out of Your Card
- Use It for AKC Purchases: Spend on registrations, shop items, and events to earn the most points.
- Gas and Grocery Spending: Take advantage of the 2X points on everyday essentials.
- Plan Big Purchases: Save major AKC expenses for this card to maximize points.
- Pay in Full: Avoid high interest by paying your balance every month.
- Redeem Wisely: Use points for AKC services or gift cards for the best value.
Should You Get the AKC Visa Card?
If you’re a devoted dog lover who frequently shops with the American Kennel Club, this card is an excellent way to earn rewards while supporting a cause you care about. With no annual fee and flexible rewards, it’s a great fit for AKC enthusiasts and everyday spenders alike.
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