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Total Visa Credit Card Login | Bill Payment Online


Total Visa Credit Card offers its holders with online login and bill payment services so that they can pay their credit card bills, check transaction history and update their account information. It has a credit limit of $300, the annual fee for the first year is $75 and $48 afterward. The card is approved within a short period of time and the purchases APR is 29.9%. The credit card is serviced by the Mid America Bank formerly known as the Peoples Bank of St. Thomas.

The credit card enables its existing members to operate their account over the internet just by signing in through a mobile phone or computer. Logging into your account you can pay your credit card bills, view, and print account statements and much more accurately and at a faster pace.

How to Login

Step 1– Cardholders of the Total Visa Unsecured Credit Card who desire to sign in for online management of their credit card should go to the homepage (midambk.com) of the Mid America Bank.

Total Visa Unsecured Credit Card Homepage

Step 2– Once you reach the web page look for the “Online Banking Access” button towards the top right of the screen.

Total Visa Unsecured Credit Card Login

Step 3– Select your credit card type from the menu above and then provide your user id in the blank space below.

Step 4– Click on “Login” and you will be navigated to a new web page where you must enter your password and then click “Submit” to gain access to your credit card online.

Total Visa Unsecured Credit Card Billing


Forgot Password

Step 1– Customers who are unable to remember their account login password should proceed to the login screen of the Total Visa Credit Card by filling the requested login particulars on the home screen. (For directly approaching the forgotten password screen click here Link.)Total Visa Unsecured Credit Card Billing

Step 2– In order to begin with the password reset process press the “Forgot Password” link which is situated below the space to enter the password.

Total Visa Unsecured Credit Card Online Banking Login


Step 3– Retrieve your password with the following details.

  • User Code
  • Last 4 Digits of Tax Id Number
  • Email Address

Step 4– Finally hit ‘Submit’ and you will be sent a new password via email.

Activate Card

New customers of the Total Visa Unsecured Credit Card who have just received their credit card in the mail must activate it for making purchases. You can activate your card either by calling on 1-888-267-7942 or through the online portal.

Step 1– Navigate to the homepage of the Mid-America and then select the “Enroll Today” link to go ahead with the activation. (For direct access to the activation screen click here Link.)

Step 2– On the following web page, the user should provide the following details.

Total Visa Unsecured Credit Card Application Status

  • Social security number
  • First name
  • Last name
  • Account number
  • Account type
  • Security question
  • Security answer
  • Last four digits of your SSN or Telephone banking password

Step 3– Hit the “Submit” button and your card will be activated within a day or two.


Make Payment

Step 1– Go to the homepage of the Total Visa Credit Card and then sign into your credit card account.

Step 2– Next you will be directed to your account dashboard. Here, you will find the “Make Payment” option. (Customers can also set the auto debit payment system by contacting the bank).

Customer Service

  • Contact us page Link