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Spirit Airlines MasterCard Login | Bill Payment Online


Spirit Airlines MasterCard provides its card owners with a secure online portal through which they can log into their credit card account, pay bills and activate a card. The credit card is backed by the Bank of America. It is a travel card that offers you to earn double miles on your everyday purchases. Spirit Airlines MasterCard allows you to earn 2 miles for every $1 you spend through the card.

The login portal is convenient and lets you gain the complete control over your credit card account. Once logged in a customer can check accumulated miles, redeem the earned bonus miles for flight ticket purchases, add an authorized user and update account information. Turn down then read on to find a complete guide to completing the online login and bill payment process.

How to Login

Step 1– Card owners who desire to sign into their online account are required to navigate to the homepage (bankofamerica.com) of the Spirit Airlines MasterCard. Once the web page opens look for the “Sign In” link towards the top of the screen. (For direct access to the sign in page, click here Link).


Step 2– Click on it and the user will be directed to the secure sign in page. Enter your online id and password in the respective bars and then select the “Sign In” button below.


Forgot Password

Step 1– Customers who are unable to recall their login passcode should click on the “sign in help options” link which is located at the bottom of the “Secure Sign In” section on the login homepage of the Spirit Airlines. (For directly approaching the passcode reset page, click here Link).


Step 2– As you click on the link a menu will appear on the screen from where you should select the link that reads as “Forgot your passcode”.

Step 3– Next you will be taken ahead to a new web page. Enter the following information to create a new passcode.

  • Card Number or Account Number
  • Social Security Number or tax Identification Number
  • Online ID


Forgot Online ID

Step 1– In order to reset your online id, you must select the “Forgot your Online ID?” link from the login homepage as shown in the picture below. (To directly proceed to the retrieve online id page, click here Link).


Step 2– Now you will be required to enter your Social Security number (SSN) or Tax Identification number (TIN) and Passcode in the blank spaces and then press “Continue”.


Make Payment

Step 1- Cardholders who wish to pay their credit card bills online should sign into their credit card account following the guidelines provided above. Once you are logged in you will find the “Make Payments” option that will lead you through the payments process.

Step 2– You can also authorize an auto debit which allows the bank directly pay the bills to the credit card company without going through too much trouble.

Activate Card

Step 1– To activate a newly received credit card for making purchases the customer should call at 1.800.276.9939 and then provide their card details.

Customer Service

  • Credit Card Activation: 1.800.276.9939
  • Report a Lost or Stolen Credit Card: 1.800.732.9194
  • International Collect: 1.757.677.4701
  • TTY/TDD: 1.800.222.7365