1 Star2 Stars3 Stars4 Stars5 Stars (No Ratings Yet)

Apply for Westpac Low Rate Credit Card | Check Application Status


Westpac Low Rate Credit Card has developed a user-friendly web platform for its new customers so that they can apply for a new credit card. It is a low rate credit card that allows you to get your everyday expenses financed. So if you hate paying high interests this is the best choice. Although the credit card is advantageous it charges a $59 annual fee for usage.

Benefits of the Westpac Low Rate Credit Card

  • 24×7 online account management
  • 1% p.a. interest on purchases for up to 1 year
  • 0% balance transfers for 16 months
  • Enhanced security and fraud protection

To apply for the credit card you must hold an Australian permanent residency and who are currently in Australia, be at least 18 years of age and have a clear credit line. If you have made up your mind to apply for the credit card we are here to assist you through the application process.

How to Apply

Step 1– Open the homepage (westpac.com) of the Westpac Low Rate Credit Card and then click on the “Apply Now” button located towards the top right corner of the web page, as shown in the picture below.


Step 2– A new web page will open that asks you to select whether you are Westpac Customer and then press “Continue” if you agree to all the terms.


Step 3– Next, you will be directed to the application page. Enter the following personal details in the blank spaces:

  • Mobile Number
  • Email
  • Select Title
  • First Name
  • Middle Name (if any)
  • Last Name
  • Alternate Name (if any)
  • Date of Birth
  • Residential Address
  • Length of Time at Current Address


Step 4– Choose your preferred branch, select an ID type for verification and then press “Continue” to go ahead to the Finances section. Finally, review and submit the application form.


Check Application Status

To check the status of your application you are required to contact the customer service department using the information provided below.

Cancel Credit Card

To close a credit card account a customer must contact the credit card company using the details mentioned below.

Customer Service

  1. Call: 1300 655 505
  2. Credit Card Company contact us page Link