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Apply for UMB Visa Credit Card | Check Application Status


It is very easy to apply for the UMB Visa Credit Card through the online portal of the UMB Bank. The credit card has a wide range of rewards and benefits associated with it. Using it for making purchases at gas stations, discount stores and restaurants you can earn 3 points per $1 spent.

Benefits of the UMB Visa Credit Card

  • The cardholders are offered 2 reward points per dollar spent on gas and grocery purchases
  • Fraud protection and personalization services
  • 1,000 bonus points on your first purchase through the card within the first 3 months of activation
  • Visa benefits like auto rental insurance and travel assistance

In order the get the credit card approved you should be a resident of the United States, have a valid Social Security Number, have a government issued photo ID and have a good credit record. If you have decided to apply for the UMB Visa Credit Card we are here to assist you through the below mentioned guidelines.

 How to Apply

Step 1– To begin the application open the homepage (umb.com) of the UMB. Read the features of the credit card and then scroll down till you find the “Apply Now” button towards the left of the webpage. (For direct access to the application homepage, click here Link).


Step 2– Click on it and you will be navigated to a new webpage that displays the application form. Compete the General Information section with the following details:

  • Full Name
  • Date of Birth
  • Social Security Number
  • Mother’s Maiden Name
  • Email Address
  • Address
  • Length of Time at Address
  • Primary Phone
  • Alternate Phone


Step 3– The Financial Information section requires the following details:

  • Employment Status
  • Position
  • Employer Name
  • Length of Employment
  • Previous Employer Name
  • Previous Position
  • Previous Length of Employment
  • Work Phone
  • Residence Status
  • Monthly Housing Payment
  • Primary Financial Institution
  • Gross Annual Salary
  • Gross Annual Other Income
  • Other Income Source (Optional)


Step 4– Check the box below if you wish to add an authorized user and then read the important cost information about the UMB credit card.  Check the box below if you agree to the terms and then click on “Submit”.


Check Application Status

Step 1– If you have just applied for the credit card and wish to check the status of your application then you should call 1 800-860-4862 and then provide your application reference number.

Cancel Credit Card

Step 1– To cancel application or close credit card account contact the customer service at the information provided below.

Customer Service

  • Call: 800.860.4UMB (4862)
  • Account Help:  800.821.5184