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Apply for JCPenney Credit Card | Check Application Status


JCPenney Credit Card has made it extremely easy to apply for a new credit card by developing a user-friendly online application portal. The credit is a rewards card with a broad array of reward points and discount offers associated with it. It is serviced by the Synchrony Financial. Although the credit card provides you with plenty of shopping perks it charges a high-interest rate of 26.99% and the reward points reset at the end of every month.

Benefits of the JCPenney Credit Card

  • 15% discount on your first purchase using the JCPenney Credit Card
  • No foreign transaction fee
  • No over limit fee
  • $0 annual fee

Applying for the credit card online just takes a few minutes, the applicant just needs to fill a form which can be easily submitted online. To apply you should have completed at least 18 years of age, have a valid Social Security Number and a government issued photo ID. Scroll down to find a detailed set of guidelines through the application process.

How to Apply

Step 1– If you are willing to apply for the credit card then you must visit the homepage of the JCPenney and then search for the “Apply Now” button towards the center of the web page. (For directly approaching the application page, click here Link).


Step 2– As you click on the link provided above you will be directed to a new webpage that displays the application form. Complete the personal information section with the following details.

  • First Name
  • Last Name
  • Address
  • City
  • State
  • Zip
  • Phone Numbers
  • Email Address
  • Annual Net Income from all sources
  • Length of Time at Current Address


Step 3– Next, select a delivery method for your billing statements and then provide the requested information in the Verification section.


Step 4– View the rate and fees table and check the box below if you have read and agree to the above provisions, the Credit Terms (including the Credit Card Account Agreement), the Privacy Policy and the Consent to Electronic Communications. Finally, click “accept & submit” button.


Check Application Status

Step 1– In order, the check the status of your application you can contact the bank by calling at 1-800-527-4403.

Cancel Credit Card

Step 1– If you feel it necessary to close your credit card account then you must feel free to contact the customer service using the information mentioned below.

Customer Service

  • Call:  1-800-527-4403
  • Contact us page Link.