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Apply for Spirit Airlines MasterCard | Check Application Status


Spirit Airlines MasterCard has made it easy to apply for a new credit card through the online portal. The application portal and card is powered by Bank of America. It is a travel credit card with a wide range of travel benefits for its card holders. The credit card allows its customers to earn bonus free spirit miles which can later be redeemed for the purchase of air tickets. Although the credit card has plenty of travel incentives associated with it offers no introductory APR and charges an annual fee. So, if you are looking for a travel credit card this would probably be the best one for you.

Benefits of the Spirit Airlines MasterCard

  • There is no annual fee charged for the first year
  • 3% foreign transaction fee
  • Using the credit card for purchases worth $10,000 the card owner can earn 5,000-anniversary bonus Free Spirit miles
  • The credit card company allows you 2 miles per $1 spent through the card
  • 15,000 bonus miles on your first purchase

In order to apply for the credit card, the applicant should be at least 18 years of age, should reside in the United States with a valid Social Security Number, have a government issued photo id and have a clear credit line. The application process is easy and just takes a few minutes. Follow the steps mentioned below and have a nice time enjoying the benefits of the card.

How to Apply

Step 1– If you have decided to apply for the Spirit Airlines Credit Card the applicant is required to open the official web page (bankofamerica.com) of the credit card company. Once the web page opens look for the “Apply Now” button towards the center of the web page. (For direct access to the application page, click here Link).


Step 2– Complete the personal information section with the following details.

  • First Name
  • Middle Name
  • Last name
  • Suffix
  • Residential address line 1
  • Residential address line 2
  • City
  • State
  • Zip Code
  • Check in the box below if you wish to send your statement to a different address
  • Primary Phone Number
  • Email Address
  • Country of citizenship
  • Country of residence
  • Date of Birth


Step 3– Complete the Employment and Finances section with the following information.

  • Select Employment Status
  • Total Annual Income
  • Source of Income
  • Liquid Assets
  • Monthly Housing Payment


Step 4– Check the box below if you wish to add a card holder and then view the rate, fee, and other cost information. Once you have read the interest rate and charges information check the box below if you agree to acknowledge that you have reviewed the credit card Terms and Conditions and submit your application for this credit card subject to those Terms and Conditions.


Check Application Status

Step 1– If you have recently received the credit card and wish to check the status of your application then you should call the credit card company at 1.800.276.9939.

Cancel Credit Card

Step 1– To cancel your credit card application or close credit card account, contact the customer service using the contact information provided below.

Customer Service

  • Credit Card Activation: 1.800.276.9939
  • Report a Lost or Stolen Credit Card: 1.800.732.9194
  • International Collect: 1.757.677.4701
  • TTY/TDD: 1.800.222.7365