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Apply for Amtrak Credit Card | Check Application Status


Amtrak Credit Card has created a user-friendly web portal using which one can apply for a new credit card. It is a rewards card with a broad array of reward points associated with it. Using the credit card for making purchases 3 Amtrak Guest Rewards points for every $1 spent on travel and onboard purchases. The mobile app introduced by the Amtrak allows its customer to operate their account from their convenience.

Benefits of the Amtrak Credit Card

  • There is no annual fee associated with the credit card
  • 3 Amtrak Guest Rewards points for every $1 you spend on Amtrak travel, including onboard purchases
  • 20,000 bonus points on making purchases worth $1,000 within the first 3 months of opening account

To apply for the credit card you should be at least 18 years of age, have a government issued photo ID, be a resident of the United States and have a clear credit line. You can easily apply for the credit card by filling an online form. Read on to find guidelines to the application process

How to Apply

Step 1– In order to apply visit the homepage (bankofamerica.com) of the Amtrak Credit Card and then look for the “Apply Now” button towards the center of the web page. (For direct access to the application page, click here Link).


Step 2– Click on it and the user will be directed to the application homepage. View the terms and conditions and then proceed to the form by scrolling down.


Step 3– Complete the personal information section with the following details:

  • First Name
  • Middle Name
  • Last Name
  • Suffix
  • Residential address line 1
  • Residential address line 2
  • City
  • State
  • Zip code
  • Alternate Address


Step 4– The Employment & Finances section requires the following details:

  • Employment Status
  • Total annual income
  • Source of income
  • Liquid assets
  • Monthly housing payment


Step 5– Check the box below if you wish to add a cardholder and then read the terms and conditions. Check the box below if you agree to submit the application form and acknowledge that you have reviewed the credit card and terms and conditions.


Check Application Status

Step 1– To check the status of your application call at 1.800.732.9194 and then respond to the IVR.

Cancel Credit Card

Step 1– If you wish to cancel your credit card application or close credit card account then you must contact the customer service department using the information provided below.

Customer Service

  • Report a Lost or Stolen Credit Card: 1.800.732.9194
  • Activate Card: 1.800.276.9939
  • International Collect: 1.757.677.4701
  • TTY/TDD: 1.800.222.7365
  • Contact us page Link