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Car-X Credit Card Login | Bill Payment Online


Car-X Credit Card provides its card owners with online login and bill payment services. The credit card is serviced by the Synchrony Bank. Using the credit card you can get your car maintenance financed with no interest paid if paid in full within 6 months.

The credit card company allows you online account management services through which you can view transaction history, request additional cards, set account alerts, view account statements and retrieve login particulars. The mobile apps developed by the Card-X allows you to gain access to your credit card via your smartphone. Read below to find help to the login and bill payment process.

How to Login

Step 1– To begin the process, visit the login homepage (mysynchrony.com) of the Car-X Credit Card and then look for the “Log In” button towards the top right of the screen.

Step 2– Click on it and a login section will appear. Enter your User Name and Password in the blank spaces and then press the “Secure Login” button.


Forgot Username

Step 1– If you have lost your username then you must proceed to the login page and then select the “Find Username” link situated at the bottom left of the login section, as pictured below.


Step 2– Provide the following information to set a new username:

  • Account Number
  • Last 4 Digits of SSN
  • Date of Birth


Forgot Password

Step 1– In order to retrieve your password click on the “Reset Password” link situated at the bottom of the login widget.


Step 2– Next, you will be navigated to a new webpage that displays the password reset section below. Enter the following details to verify your identity and reset the password.

  • Username
  • Last 4 Digits of SSN
  • Date of Birth


Make Payment

Step 1– To make an online payment the customer should log into his/ her online account via this Link. Once logged in you will find the “Payment” button that will direct you to the secure payments window.

Step 2– The user can also set up an auto debit by enrolling under the auto pay section. This enables the credit card company to directly collect the bills from your savings or checking account on the due date.

Activate Card

If you have recently received your Car-X Credit Card in the mail, you can activate it for making purchases by calling at 1-800-677-0718.

Customer Service

  1. Call: 1-866-226-5638
  2. Contact us page Link